Effective Date: 05-May-2026
Welcome to anuragprasad.in. By accessing this website, you agree to comply with and be bound by the following terms and conditions of use.
- Intellectual Property Rights
Unless otherwise stated, all content on this website—including articles, professional summaries, technical codes, and downloadable resources—is the intellectual property of Anurag Prasad. You may view and download content for personal, non-commercial use only. - Use of Resources (Excel/PDF/Code)
The tools and codes provided in our Resource Library (linked via Google Drive or GitHub) are provided “as is” for educational purposes. While we strive for accuracy, we do not guarantee the results obtained from using these tools in a professional or financial capacity.
Warning: Use of credit risk models or financial tools provided here should be validated independently before being applied to any regulatory or commercial environment. - External Links
Our website may include links to third-party websites (e.g., Google Drive, Razorpay, or external regulatory bodies). These links are provided for your convenience. We have no control over the content of these sites and are not responsible for any loss or damage that may arise from your use of them. - Payments and Refunds
Payments for services or support made via our Razorpay integration are subject to the specific terms provided at the time of transaction. Generally, digital downloads or consulting services are non-refundable unless otherwise specified. - Disclaimer of Warranties
The information on this website is provided for general informational purposes. We do not warrant the completeness or accuracy of the information, nor do we commit to ensuring that the website remains available or that the material is kept up to date. - Limitation of Liability
In no event shall Anurag Prasad be liable for any direct, indirect, or consequential loss or damage arising under these terms and conditions or in connection with our website. - Governing Law
These terms are governed by and construed in accordance with the laws of India. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts in India.